We work with multiple lenders that specialize in financing classic and specialty vehicles. Have you ever had a dream car but thought, “I will never be able to afford that”. The companies we work with offer terms up to 10-years on classic cars and only require 10% down in most cases. Unlike new cars that depreciate quickly, classic cars actually gain value as they age and/or as they are restored or modified that’s why companies are able to finance them for longer terms therefore making the monthly loan payments much more affordable. Rates on these types of loans generally start around 6% interest. We also work with a classic car lender that offers sub-prime financing for credit scores as low as 600 with similar terms.
For our modern performance and normal everyday vehicles we work with multiple local credit unions and have a few other resources to help you get funding. We currently do not offer in-house financing for low credit customers; however we do plan to offer it in the near future. Every vehicle we advertise falls under bank loan value and would be eligible for financing with any bank that you know and trust the only variable would be your debt to income and credit history.